Business Banking | United Valley Bank

For a local business, there are big advantages to working with a local bank. UVBusiness banking combines people who know your company with products designed to grow your company. On the other hand, just because our roots are here doesn’t mean that our resources don’t reach far above what you might expect from a home town bank. Look into our well balanced business accounts to help you make the day-to-day workings of your company more efficient. Talk to our experienced business experts to put United Valley Bank’s resources behind your company, and let us become a valuable partner in your future.

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Business Checking Accounts

View As:

Business 300 Checking

Business Preferred Checking

ATM & MasterCard Debit Card

Internet Banking & Bill Pay

E-Statements

Optional*

Optional

Minimum Opening Deposit

$300

$1,000

Service Charge

$5 per month*

$10 per month**

Minimum Balance

$300*

$1,000**

Images of Canceled Checks

Variable Rate of Interest Paid Monthly

*$5 monthly service charge if daily balance falls below minimum (waived if account holder has opted for E-Statements)
**$10 monthly service charge if daily balance falls below minimum

Business 300 Checking

Minimum opening deposit $300
Images of canceled checks returned monthly
No minimum balance
$5 monthly service charge if daily balance falls below $300
If account holder has opted for e-statements, the minimum daily balance and monthly service charge is waived.

Business Preferred Checking

Minimum opening deposit $1,000
Images of canceled checks returned monthly
Variable rate of interest paid monthly
$10 monthly service charge if daily balance falls below $1,000

Business Checking Rates*

Minimum Balance To Open	Interest Rate	Annual Percentage Yield
$1,000.00	0.02	0.02

* Interest rates and annual percentage yields are subject to change at any time. Fees could reduce earnings on the account.
Rates are posted as of January 8, 2025. For current interest rate information, exact interest rate amounts, additional terms and conditions, contact United Valley Bank: 888.265.8331.

Business Savings Accounts

View As:

Business Savings

Business Preferred Savings

Minimum Opening Deposit

$200

$1,000

Service Charge

$3 per month*

$10 per month**

Minimum Balance

$200

$1,000

Interest Rates

Vary

Vary***

Interest Compounded and Credited Monthly

Pre-authorized Withdrawals Per Month

*$3 monthly service charge if daily balance falls below minimum
**$10 monthly service charge if daily balance falls below minimum
***Tiered Interest Rates:
$.01 – $24,999.99
$25,000 – $99,999.99
$100,000 – $499,999.99
$500,000 and over

Business Savings

Minimum opening deposit of $200
Service charge of $3 per month if daily balance falls below $200
Interest rates may vary
Interest compounded and credited monthly
Limit of six pre-authorized withdrawals per month

Business Preferred Savings

Minimum opening deposit of $1,000
Service charge of $10 per month if daily balance falls below $1,000
Interest rates may vary
Interest compounded and credited monthly
Limit of six pre-authorized withdrawals per month
Tiered interest rates
- $.01 – $24,999.99
- $25,000 – $99,999.99
- $100,000 – $499,999.99
- $500,000 and over

Business Savings Rates*

Minimum Balance To Open	Interest Rate	Annual Percentage Yield
$200.00	0.25	0.25

Business Preferred Savings Rates*

Minimum Balance To Open**	Interest Rate	Annual Percentage Yield
$0.01 – $24,999.99	1.49	1.50
$25,000.00 – $99,999.99	1.64	1.65
$100,000.00 – $499,999.99	1.79	1.80
$500,000.00 & over	1.98	2.00

* Interest rates and annual percentage yields are subject to change at any time. Fees could reduce earnings on the account.
** Minimum initial deposit of $1,000.
Rates are posted as of January 8, 2025. For current interest rate information, exact interest rate amounts, additional terms and conditions, contact United Valley Bank: 888.265.8331.