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Personal Finance

Banking is a big part of all of our lives. It helps us to get what we need, go where we need to go and build a future we can look forward to. That’s why personal banking is so important to all of us at United Valley Bank. We’ve developed accounts and products that make the most of your finances because we use those same accounts and products ourselves. By keeping our family, friends and neighbors in mind, we’ve made it a priority to keep our personal banking relationships personal. See for yourself. Whether you are looking for an easy-to-use checking account or a unique savings opportunity, one of our personal banking products is sure to fit your lifestyle.

Personal Checking

View As:
Valley Free Checking
Valley Plus Checking
Valley 300 Checking
Valley Preferred Checking
ATM & MasterCard Debit Card
Internet Banking & Bill Pay
E-Statements
Opening Deposit
$25
$25
$300
$1,000
No Service Charges
 
 
 
Minimum Balance
None
None
$300*
$1,000**
Images of Canceled Checks
 
An optional $5 per statement cycle service charge applies to receive your statement item images
Variable Rate of Interest Paid Monthly
 
 
 
Free Logo Check Blanks
 
 
 
Mobile Banking
Mobile Deposit
*$5 service charge if daily balance falls below minimum
**$10 service charge if daily balance falls below minimum
WITH ALL CHECKING ACCOUNTS
  • ATM or MasterCard Debit Card
  • Internet Banking & Bill Pay
  • E-Statements
  • Mobile Banking
  • Mobile Deposit

Valley Free Checking

  • Opening deposit $25
  • No service charge
  • No minimum balance

Valley Plus Checking

  • Opening deposit $25
  • No minimum balance
  • An optional $5 per statement cycle service charge applies to receive your statement item images
  • If account holder has opted for e-statements, the monthly service charge fee is waived.

Valley 300 Checking

  • Opening deposit $300
  • Images of canceled checks returned monthly
  • $5 service charge if daily balance falls below $300
  • If account holder has opted for e-statements, the minimum daily balance and monthly service charge is waived.

Valley Preferred Checking

  • Opening deposit $1,000
  • Images of cancelled checks returned monthly
  • Variable rate of interest paid monthly
  • Free logo check blanks
  • $10 service charge if daily balance falls below $1,000

Stop in or call one of our friendly associates today.

Lorri
Cavalier
701.265.8331

Mary
Cavalier
701.265.8331

Jill
Hallock
218.843.3641

Cathy
Hallock
218.843.3641

Phyllis
Argyle
218.437.6631

Bev
Argyle
218.437.6631

Kala
Grand Forks
701.780.9757

Preston
Grand Forks
701.780.9757

Connie
Grand Forks
701.402.0253

Personal Savings

View As:
Valley Savings
Valley Savings
Valley Preferred Savings
(students, minors, senior citizens and qualifying nonprofit organizations)
 
 
Minimum Initial Deposit
$25
$200
$1,000
Minimum Balance
$25*
$200*
$1,000**
Interest
***
***
***
Pre-Authorized Withdrawals
6/month
6/month
6/month
Free Logo Checks Blanks
 
 
*Service charge of $3 per month if daily balance falls below minimum
**Service charge of $10 per month if daily balance falls below minimum
***Rates may vary, compounded and credited monthly

Valley Savings

  • Minimum initial deposit of $200
  • Service charge of $3 per month if daily balance falls below $200 minimum
  • Minimum initial deposit of $25 for students, minors, senior citizens and qualifying nonprofit organizations
  • Service charge of $3 per month if daily balance falls below $25 minimum
  • Interest rates may vary
  • Interest compounded and credited monthly
  • Limit of 6 pre-authorized withdrawals per month

Valley Preferred Savings

  • Minimum initial deposit of $1000
  • Interest rates may vary
  • Interest compounded and credited monthly
  • Limit of 6 pre-authorized withdrawals per month
  • Service charge of $10 per month if daily balance falls below $1000 minimum
  • Maintain $1000 balance and receive free logo checks on any United Valley Bank checking account