Banking is a big part of all of our lives. It helps us to get what we need, go where we need to go and build a future we can look forward to. That’s why personal banking is so important to all of us at United Valley Bank. We’ve developed accounts and products that make the most of your finances because we use those same accounts and products ourselves. By keeping our family, friends and neighbors in mind, we’ve made it a priority to keep our personal banking relationships personal. See for yourself. Whether you are looking for an easy-to-use checking account or a unique savings opportunity, one of our personal banking products is sure to fit your lifestyle.

Personal Checking
**$10 monthly service charge if daily balance falls below minimum
WITH ALL CHECKING ACCOUNTS
- ATM or MasterCard Debit Card
- Internet Banking & Bill Pay
- E-Statements
- Mobile Banking
- Mobile Deposit
Valley Free Checking
- Opening deposit $25
- No service charge
- No minimum balance
- Statements provided by e-statement
- 62 and older paper or e-statements
Valley 300 Checking
- Opening deposit $300
- Images of canceled checks returned monthly
- $5 monthly service charge if daily balance falls below $300
- If account holder has opted for e-statements, the minimum daily balance and monthly service charge is waived.
Valley Preferred Checking
- Opening deposit $1,000
- Images of cancelled checks returned monthly
- Variable rate of interest paid monthly
- Free logo check blanks
- $10 monthly service charge if daily balance falls below $1,000
Stop in or call one of our friendly associates today.

Jennifer Peterson
Cavalier
701.265.8331

Pam Clarksean
Cavalier
701.265.8331

Jill Swanson
Hallock
218.843.3641

Cathy Waller
Hallock
218.843.3641

Connie Bartholome
Grand Forks
701.780.9757

Ellie Dokken
Grand Forks
701.780.9757

Kari Olson
Grand Forks
701.780.9757

Deb Opsahl
Mahnomen
218.935.5251

Debbie Hagy
Mahnomen
218.935.5251

Gaylene Svobodny
Twin Valley
218.584.5161

Angie Thornton
Twin Valley
218.584.5161

Lisa Vagle
Lancaster
218.762.5955

Brooke Cymbaluk
Crookston
218.281.1976

Ashley Brekken
Crookston
218.281.1976

Taylor DeLisle
Argyle
218.437.6631
Personal Savings
**Service charge of $10 per month if daily balance falls below minimum
***Rates may vary, compounded and credited monthly
Valley Youth Savings
- Minimum initial deposit of $25 for minors
- Service charge of $3 per month if daily balance falls below $25 minimum
- Interest compounded and credited monthly
- Interest rates may vary
- Limit of six pre-authorized withdrawals per month
- Auto enrollment to Valley Savings at age 18
Valley Savings
- Minimum initial deposit of $200
- Service charge of $3 per month if daily balance falls below $200 minimum
- Interest compounded and credited monthly
- Interest rates may vary
- Limit of six pre-authorized withdrawals per month
Valley Preferred Savings
- Minimum initial deposit of $1000
- Interest compounded and credited monthly
- Interest rates may vary
- Limit of six pre-authorized withdrawals per month
- Service charge of $10 per month if daily balance falls below $1000 minimum
- Tiered interest rates:
- $0.01 – $24,999.99
- $25,000 – $99,999.99
- $100,000 – $499,999.99
- $500,000 & Over
Need a personal loan? Contact one of our personal lenders today.

Kristen Laxdal
Cavalier
701.265.8331
NMLS# 1049011

Ellie Dokken
Grand Forks
701.780.9757

Jay Schroeder
Grand Forks
701.780.9757

Nan Nelson
Argyle/Hallock
218.437.6631
NMLS# 1075270

Matt Hann
Crookston
218.281.1976
NMLS# 771148

Garrett Huus
Grand Forks
701.780.9757

Whitney Roske
Mahnomen
218.935.5251
