Other Services

ATM & MasterCard Debit Card

This is a safe, convenient and accurate way to bank when you are on the go.

  • Get cash at ATMs 24 hours a day
  • ATM Locator
  • Transfer funds from one account to another
  • Get account balance information
  • Funds for purchases are withdrawn from your checking account
  • No transaction fee for cash withdrawals at MoneyPass or United Valley Bank locations
  • Use it instead of your checkbook to make purchases wherever MasterCard is accepted worldwide
  • No more hassles with running out of checks, forgetting your checkbook or needing multiple forms of ID
  • Each month you get a detailed record of all MasterCard Debit transactions on your monthly statement

CDs & IRAs

Certificates of Deposit

United Valley Bank offers a variety of terms with a minimum deposit of $500.

Certificates of Deposit (CDs) provide higher interest than regular savings accounts in return for your agreement to commit savings for specified periods of time. Penalty for early withdrawals may be imposed.

The Grow With Me CD

This is a savings certificate of deposit which an adult establishes for a child or grandchild. The account produces a higher interest return than regular savings and allows continuous deposits for maximum growth.

  • Minimum initial deposit of $100
  • Various terms and higher interest than regular savings accounts
  • May be added to at any time with minimum deposits of $25
  • Custodial account

Retirement Accounts

Retirement plans are means of helping you plan, prepare and accumulate money for your retirement. We would be happy to discuss the benefits of a plan that would work for you.

  • Traditional (IRAs)
  • Roth IRAs

Health Savings Accounts (HSAs)

A Health Savings Account is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for you, your spouse and your dependents.

  • Tax-free benefits
  • Flexibility in spending
  • Year-to-year savings
  • Contribution options
  • Interest rates may vary
  • Minimum initial deposit of $100
  • $5 maintenance fee per month
  • Free HSA checks
  • Free Debit Card
Cavalier, ND Lancaster, MN Hallock, MN Argyle, MN Grand Forks, ND

Ready Reserve

Ready Reserve checking is a revolving credit line which prevents overdrafts in your checking account. Credit is extended in $100 increments up to your credit limit.

Payments are made in full, or minimum monthly payments are automatically deducted from your checking account.

 

Safe Deposit Boxes

Peace of mind. Protect your valuables from loss, theft or fire.

Cavalier Location
Size of Box Price
3″ x 5″ $25.00 annual fee
4″ x 5″ $30.00 annual fee
3″ x 10″ $40.00 annual fee
5″ x 10″ $50.00 annual fee
Hallock Location
Size of Box Price
1½” x 5″ $20.00 annual fee
2″ x 5″ $20.00 annual fee
3″ x 5″ $25.00 annual fee
5″ x 5″ $30.00 annual fee
2½” x 10″ $40.00 annual fee
6″ x 10″ $50.00 annual fee
Grand Forks  – Downtown Location
Size of Box Price
3″ x 10″ $40.00 annual fee
5″ x 10″ $50.00 annual fee
Argyle Location
Size of Box Price
3″ x 5″ $25.00 annual fee
3″ x 10″ $40.00 annual fee
5″ x 10″ $50.00 annual fee
Other
All Boxes 22″ in length
Lost key replacement $15.00
Box drilling Cost incurred to the bank plus $25.00

Online Bill Pay

Cavalier, ND Lancaster, MN Hallock, MN Argyle, MN Grand Forks, ND

United Valley Bank’s new Online Bill Pay system is free! Take the hassle out of paying bills and make sure that everything gets paid on time. Click here to contact us and we’ll help you to get signed up.

View the online demo of our FREE Online Bill Pay!

Banking That’s As Mobile As You Are!

Introducing Mobile Banking From United Valley Bank

No matter how fast your life moves, Mobile Banking from United Valley Bank lets you access your bank accounts on your mobile device wherever or whenever you need to!

Whether you’re at home or on the go, enjoy secure, convenient banking:

  • Check your account balance
  • View account activity
  • Pay your bills
  • Transfer funds
  • Check for cleared deposits and payments

Convenience that counts!
Mobiliti gives you the peace of mind that comes from knowing you can pay a bill or make a transfer at any time. Want to check your balance before you make a purchase? All of your account information is immediately available at your fingertips.

Protection that keeps more than your information safe!
Mobiliti utilizes multiple layers of authentication so you don’t have to worry about your information falling into the wrong hands. Plus, a personal password and phone activation code keep your information extra safe.

Enrollment is FREE* and easy!
We offer our mobile banking services to anyone that is enrolled in our free Online Banking. To enroll in Mobiliti, simply log into Online Banking and go to the Options tab. In the MobileBanking Profile – click Enroll Now. Accept the terms and conditions and click continue.

TouchBanking App – visit the app store for your phone to download the TouchBanking App. When asked for the App Code, enter GoMobile0808. Enter your Access ID, question and password to login.

Get ultimate banking freedom. Enroll in Mobiliti mobile banking online today or contact your local United Valley Bank.

*Message and data rates may apply.

United Valley Bank Now Offers E-Statements!

  • No cost
  • Helps protect the environment
  • Reduces the risk of mail fraud
  • View your statements with ease

Go Paperless with e-statements from United Valley Bank today!  

To enroll, contact a customer service rep at your local branch.

Cavalier, ND Lancaster, MN Hallock, MN Argyle, MN Grand Forks, ND

Other Services

  • VISA Consumer/Business Credit Cards
  • MasterCard Gift Cards – Reloadable
  • 24-hour Depository
  • Money Orders
  • Cashier Checks
  • Wire Transfers
  • Notary Service
  • Photo Copies
  • Direct Deposit
  • Automatic Payments
  • E-Statements
  • Fax Service
  • Internet Banking
  • ATM
  • Mobile Banking (AppCode:  GoMobile0808)
  • Mobile Deposit