• Mobile Banking  (App Code: GoMobile0808)
• CardValet
• Mobile Deposit
• VISA Consumer/Business Credit Cards
• 24-hour Depository
• Money Orders
• Cashier Checks
• Wire Transfers
• Notary Service
• Photo Copies
• Direct Deposit
• Automatic Payments
• E-Statements (Electronic Statement Disclosure Agreement)
• Fax Service
• Internet Banking/Bill Pay
• ATM
• Debit Cards
• 24-Hour Telebanc Dial 1.800.933.5814

ATM & MasterCard Debit Card

This is a safe, convenient and accurate way to bank when you are on the go.

• Get cash at ATMs 24 hours a day
• ATM Locator
• Transfer funds from one account to another
• Get account balance information
• Funds for purchases are withdrawn from your checking account
• No transaction fee for cash withdrawals at MoneyPass or United Valley Bank locations
• Use it instead of your checkbook to make purchases wherever MasterCard is accepted worldwide
• No more hassles with running out of checks, forgetting your checkbook or needing multiple forms of ID
• Each month you get a detailed record of all MasterCard Debit transactions on your monthly statement

CDs & IRAs

Certificates of Deposit

United Valley Bank offers a variety of terms with a minimum deposit of $500.

Certificates of Deposit (CDs) provide higher interest than regular savings accounts in return for your agreement to commit savings for specified periods of time. Penalty for early withdrawals may be imposed.

The Grow With Me CD

This is a savings certificate of deposit which an adult establishes for a minor. The account produces a higher interest return than regular savings and allows continuous deposits for maximum growth.

• Minimum initial deposit of $100
• Various terms and higher interest than regular savings accounts
• May be added to at any time with no minimum deposit
• Custodial account
• Penalty for early withdrawals may be imposed

Retirement Accounts

Retirement plans are means of helping you plan, prepare and accumulate money for your retirement. We would be happy to discuss the benefits of a plan that would work for you.

• Traditional (IRAs)
• Roth IRAs

Health Savings Accounts (HSAs)

A Health Savings Account is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for you, your spouse and your dependents.

• Tax-free benefits
• Flexibility in spending
• Year-to-year savings
• Contribution options
• Interest rates may vary
• Minimum initial deposit of $100
• $2 maintenance fee per month
• Free HSA checks
• Free Debit Card