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UVBusiness

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For a local business, there are big advantages to working with a local bank. UVBusiness banking combines people who know your company with products designed to grow your company. On the other hand, just because our roots are here doesn’t mean that our resources don’t reach far above what you might expect from a home town bank. Look into our well balanced business accounts to help you make the day-to-day workings of your company more efficient. Talk to our experienced business experts to put United Valley Bank’s resources behind your company, and let us become a valuable partner in your future.

 

Business Analysis Checking

Business checking for accounts with more than 100 deposit items per month. Your monthly service charge is based on an account analysis which takes into consideration the combination of account activity and the balance maintained. Your average collected balance will earn a credit and the activity costs will be deducted from it. The earnings credit is calculated at the 91-day Treasury Bill rate based upon the average collected balance (after a 10% reserve requirement). If the earnings credit exceeds the activity costs, there is no service charge. Accounts with average monthly uncollected balances will be charged interest at current lending rates on those uncollected balances.

Monthly service charge $5.00
Debit items (checks) $0.15
Credit items (deposits) $0.10
Items deposited
On Us $0.05
Transit $0.07
Returned items $5.00

Other Business Checking Accounts

View As:
Business Free Checking
Business Plus Checking
Business 300 Checking
Business Preferred Checking
ATM & MasterCard Debit Card
Internet Banking & Bill Pay
Opening Deposit
$25
$25
$300
$1,000
Service Charges
None
 
 
 
Minimum Balance
None
None
$300*
$1,000**
Images of Canceled Checks
 
An optional $5 per statement cycle service charge applies to receive your statement item images
Variable Rate of Interest Paid Monthly
 
 
 
Free Logo Check Blanks
 
 
 
*$5 service charge if daily balance falls below minimum
**$10 service charge if daily balance falls below minimum

Business Free Checking

  • Opening deposit $25.00
  • No service charge
  • No minimum balance

Business Plus Checking

  • Opening deposit $25.00
  • No minimum balance
  • An optional $5 per statement cycle service charge applies to receive your statement item images
  • If account holder has opted for e-statements, the monthly service charge fee is waived

Business 300 Checking

  • Opening deposit $300
  • Images of canceled checks returned monthly
  • $5 service charge if daily balance falls below $300
  • If account holder has opted for e-statements, the minimum daily balance and monthly service charge is waived.

Business Preferred Checking

  • Opening deposit $1,000
  • Images of canceled checks returned monthly
  • Variable rate of interest paid monthly
  • $10 service charge if daily balance falls below $1,000

Business Services Available

  • Internet Banking and Bill Pay
  • Business savings accounts
  • Lines of credit
  • Letters of credit
  • Inventory and receivable financing
  • E-Statements
  • Equipment financing
  • Commercial real estate loans
  • SBA loans
  • Business/merchant credit card services
  • ACH services

Meet our experienced UVBusiness bankers.

Tim Horpedahl
Grand Forks
701.780.9757

Corey Cleveland
Grand Forks
701.780.9757

Lloyd Wang
Grand Forks
701.780.9757

Tim Loven
Grand Forks
701.780.9757

Barry Hanson
Cavalier
701.265.8331

Drew Olafson
Cavalier
701.265.8331

Roger Quanbeck
Hallock
218.843.3641

Merle Adolphson
Argyle
218.437.6631

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budget_shaper_larger-r

Budget Shaper is a simple online tool that helps businesses with time-based billing to set a profitable hourly rate.

  • Estimate your income for the upcoming year
  • Organize your expenses
  • Identify your Adjusted Gross Income
    And most importantly,
  • Determine a profitable hourly rate

Sign-up, Login or watch some videos on how Budget Shaper can help your business.