Commercial
- Business
United
Valley Bank can help shed some light on questions you have
about business loans and business checking.
|
|
|
|
Tim
Siegle |
John
Schumacher |
Andy
Byron |
Tim
Horpedahl |
Business Loans
We can
help you and your business with financing. We can also
assist with Small Business Administration loan packages.
Business
Checking
Small
businesses or organizations with 30 deposit items or less
per month.
| Business
Free Checking |
| Opening
deposit $25 |
| No
minimum balance |
| Safekept
checks |
No
service charge*
(* option to pay $5 fee and canceled checks are returned) |
Business
300 Checking
| Opening
deposit $300 |
| Canceled
checks returned |
No
service charge*
(* $5 charge if daily balance falls below $300) |
Business
Preferred Checking
| Opening
deposit $1,000 |
| Canceled
checks returned |
| Variable
rate of interest paid monthly |
No
service charge*
(* $10 service charge if daily balance falls below $1,000)
Please note:
For-Profit organizations such as corporations and partnerships are not
eligible for this account. Other restrictions may apply. |
Business
Checking for business with over 30 deposit items per month!
Your
monthly service charge is based on an account analysis
which takes into consideration the combination of account
activity and the balance maintained. Your average collected
balance will earn a credit and the activity costs will
be deducted from it. The earnings credit is calculated
at the 91-day Treasury Bill rate based upon the average
collected balance (after a 10% reserve requirement). If
the earnings credit exceeds the activity costs, there is
no service charge. Accounts with average monthly uncollected
balances will be charged interest at current lending rates
on those uncollected balances.
| Monthly
service charge |
...$5.00 |
| Debit
items (checks) |
...$0.15 |
| Credit
items (deposits) |
...$0.10 |
| Items
deposited: on US |
...$0.05 |
| Items
deposited: transit |
...$0.07 |
| Returned
items |
...$5.00 |
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